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March 2016

Ways to Shop and Remain Rich

Shopping is like love it can be a pleasure and a pain. A shopping bout blows boredom, worries, and stress away. And, quickly puts a smile on the face. Sadly shopping a temporary high can lead to severe problems like un-payable debt or addiction.

Shinny malls filled with shops provide an escape from the realities and drudgeries of life. It is but a temporary relief from depression, anxiety, and loneliness. It will never grant love, inner peace, or happiness. What happens is that you spend money and buy something that will go into the deep recesses of a shelf never to be used.

There are ways in which you can shop without going broke:

1. Make a financial plan for expenditure. Create boxes or envelops for each item like milk, school, utilities, groceries and so on. Never remove money from one and think I will put it back later. Discipline yourself and you will be surprised how smoothly your life goes.

2. Lock up all credit, debit, and ATM cards that have large limits. Set small limits on all credit cards, freezing the amount of money available will help you limit your spending.

3. Never go shopping alone. Go with a friend or family member who is ready take on the responsibility of bringing you down to ground zero should you get carried away. They must be able to say “no” in such a way that all your enthusiasm gets deflated.

4. Avoid sales, shopping channels, and mail order catalogues. Temptations must be kept far away.

5. Consider walking in the malls as a part of your weight loss regimen. Walk by the shops, enjoy the window display and atmosphere but don’t walk into a shop.

6. Try going to shopping districts before they open or shut down at night. This way you will be able to enjoy shopper’s fairyland without despair or heartache.

7. Always pay for purchases in cash. Forget all about credit. Stop the vicious cycle of buy now pay later.

There is something else one can do, offer to go shopping with family and friends but never take your wallet or purse along. It is just like sniffing the aroma of exotic foods but not eating it.

Think about becoming a writer who reviews products that way you will earn while finding out what is new in the market and do away with guilt trips. Turn your nightmare into something useful. If you are not holding a job then you can volunteer at a hospital gift shop or one of the malls where they have help desks to answer questions newcomers to the mall have.

Satisfy your needs without creating unsolvable problems for yourself and others.

Safeway Online Shopping Made Easy

Safeway Online Shopping Made EasyIf you lead a busy life and have very little time for the things that are tedious and require more time than you have available, you will enjoy online grocery shopping provided at Safeway. Not only can you shop on the go, but also you can have your groceries delivered to your front door. You will be able to take advantage of the weekly specials even if you do not have the time to visit the store in person. This saves you time and money. If you have no idea what to make for dinner, the recipe section will help you with new ideas.

Online Grocery Shopping

If you are a first time online shopper, you enjoy the first time visitor free delivery option. That means that you can place your grocery order and have it delivered to your home free of charge. This means you can try the online shopping experience to see how everything works free. Before you start shopping, you can look at the weekly specials and save money by buying things that are on sale. Shopping has been made easier with the Internet, but being able to grocery shop online and have your order delivered has made life so much easier for those with very little time.

Recipe Ideas

If you are tired of the same meals repeatedly, you will find Safeway the place to find some different meal plans. They have tips and techniques, fifteen-minute recipes and a searchable database for recipes. There are many recipes to choose from for something a little different. If you are looking for something different, you can find recipes for chicken, pork, beef and even pasta recipes. You can easily prepare a meal in fifteen-minutes with the easy to prepare recipes. After you find a few recipes, you simply place your grocery shopping order online.

Healthy Meal Ideas

If you have a family member with diabetes or you need to start eating healthier, Safeway has a healthy living section that gives you some great tips on foods to eat or foods that are good for keeping you healthy. The information that is available is up to date and can help you keep your family healthy. If you are at a lost for ideas or need a question answered, the nutrition experts can answer your questions. You will enjoy having everything at your fingertips to make planning a meal easier.

Safeway has always been a family store and today they have made it easier for families to eat healthier by offering different services. From weekly savings to planning meals for those that need special foods, Safeway helps you from start to finish. There is no reason to order out for dinner, when you can have the groceries delivered right to your door. There is no better way for a busy mom or dad to plan a scrumptious meal with Safeway’s easy to use online shopping. Do your shopping on the go and look forward to having your groceries delivered right to your front door.

How to Find Items to Sell on Ebay at Garage Sales

If you haven’t tried garage sales for finding merchandise to sell on eBay, maybe you should explore this option. There is a strategy for getting the most out of your garage sale shopping efforts. Here are a few tips to help you maximize your efforts, and minimize your time investment.

1) Plan ahead. Go to craigslist to look for garage sale ads in your area. More and more people are relying on craigslist for free advertising. Garage sales usually start on Fridays, and the posts on craiglist start appearing on Tuesdays. Check daily for new posts, and keep a list of sales in your area. You can also look at your local newspaper’s website for garage sale ads. The big neighborhoods will usually advertise there. You can find a lot of items quickly if you go to the neighborhood sales, versus sales scattered around town.

2) Go to sales in the affluent parts of town. First, they will have better items. Second, you have no idea of a person’s financial situation and they may be having a garage sale to pay bills.

3) Go early. Most garage sales will start at 8 AM. Arrive early to get the best selection. The earlier in the day you start the better chance you have of finding “good” stuff.

4) Take plenty of cash. You don’t want to have to take valuable time convincing the seller to take your check. Most people have a garage sale for one reason – to make money. They don’t want checks – they want cold, hard, cash.

5) Be prepared. Wear comfortable walking shoes. Take bottled water. Keep snacks in the car. Bring your cell phone in case you find something you are unsure about, you can call your spouse or a friend for their opinion.

6) Don’t be afraid to bargain or make offers. People have garage sales to get rid of stuff. They don’t want to have to haul it all back in the house at the end of the day. Make reasonable offers and be fair.

7) Use the “cash in hand” technique. I do this all the time. Say for example I find something for $20, and think it is overpriced. I inconspicuously take a $10 bill out of my pocket and walk up to the seller. Then, with the bill in plain view, I say, “Hi, I am interested in that item over there. I only have $10 left, would you take that?” Seeing the cash, the seller usually takes it. The idea is to be reasonable. The later in the day that you use this technique, the better it works.

I have some interesting stories about garage sales. I went to a huge neighborhood sale in my community last fall. The woman had all kinds of men’s items – really nice clothing, shoes, golf equipment, sporting goods, and “guy stuff.” I found a really nice pair of Justin lizard skin boots, barely worn, for $5. (These boots retail for about $300.) That was an amazing find. So, I went to pay for the item, and the woman started telling me how she and her husband had a fight and he left town on a hunting trip for a week. She was having a garage sale and getting rid of all his stuff that she didn’t like. I asked, “He isn’t going to track me down and get me, is he?” She just laughed, and said, “Probably not. I might sell his car, too.” Those boots ended up selling for $98 and were shipped to Germany. You might be wondering what to look for at garage sales.

Here are some examples of what I have found, and how much the items sold for on eBay.

1) George Forman grill new in box , $5, sold for $30

2) Hooked on Phonics set, excellent used condition, $5, sold for $68

3) Mary Kay cosmetics, various items new in boxes, paid $1 each, sold for about $10 each (the lady was a Mary Kay rep getting rid of inventory)

4) Oscar de la Renta wool blazer new with tag, $5, sold for $52

5) Wagner wallpaper remover steamer new in box, $5, sold for $25

6) Dr. Martens shoes, gently worn, $3, sold for $47

7) Pampered Chef apple corer/peeler, used with box, $5, sold for $20

8) Men’s Nike Shox shoes, gently worn, $3, sold for $46

9) Yankee 20 oz jar candle, barely used (was lit once and the person didn’t like the scent), $1, sold for $12

10) Lexmark printer ink cartridge, new in box, $1, sold for $16 Look for items new in the package or new in the box. Look for gently used designer apparel and shoes.

Skincare Sale? – Or Are You Better Off Buying On The Internet?

Shopping for a skincare sale might not be a good idea. While all of us like to save money, some things are a waste, no matter how little they cost. If a product is ineffective, there is no point in buying it.

A product that causes an adverse or an allergic reaction will cost a lot more than the price tag indicates. You might have to make a trip to the dermatologist’s office.

Cosmetic companies will not cover medical bills related to an adverse reaction, because it has traditionally been left up to the consumer to protect his or her own health. Even trying to get your money back on an unusable product can be difficult.

Most companies will not accept returns on any product that has been opened. It is particularly hard to get your money back on a discounted item. Only the best companies guarantee your satisfaction.

Another issue to be concerned about with cosmetics is shelf-life. Discounted items may have been sitting on some retailer’s shelf for years. Regardless of the kind of preservative included in the product, there will be a buildup of bacteria after a certain length of time.

Instead of looking for a skincare sale, you might look for a manufacturer that sells directly to customers. One of the things that add to the consumers’ final cost is retail markup. Retail market can be as high as 100%.

More small manufacturers are selling directly to consumers by way of the internet. The internet has made it possible for the companies to reach their customers without using a middleman. Instead of paying hundreds of dollars for an excellent anti-aging cream, for example, you can get the same quality for an affordable price by buying direct.

There are other ways to save money without looking for a skincare sale. Avoiding companies that do a lot of television advertising is a good idea. Those ads cost a lot of money and we end up paying for them.

Avoiding designer names is another good idea. Just because a product has a designer name does not mean the quality is better. Fashion designers know nothing about creating safe or effective skin care products. Their specialties lie elsewhere. Fancy bottles and packaging are another waste of money.

You can find safe, effective, affordable and even all natural products without waiting for a skincare sale. Shop around the internet for a while and you’ll see what I mean.